Investment Process
The first step in the investment process at Reyes Capital involves gaining a thorough understanding of each client’s unique financial situation. Alex personally interviews each client in order to gain first-hand knowledge of all of his/her current financial circumstances, including: investment objectives/goals, risk tolerance and time horizon, investment experience, current and future cash flow needs, estate, insurance and tax considerations.
The next step is to choose an appropriate asset allocation - the mix of stocks, bonds, mutual funds and/or other investment vehicles - that makes the most sense for each client. It is an important decision that is arrived at jointly by Alex and the client. This decision is critical because the specific asset allocation chosen will in large part determine the performance and volatility of the portfolio over the long-term.
The final step in building the portfolio is the security selection process. At Reyes Capital we utilize independent, third party research exclusively. This research is primarily from vendors such as Standard & Poor’s (S&P), Charles Schwab, Value Line and Argus. We utilize this research to build portfolios that are diversified across certain sectors and industries. For more detail on the security selection process, proceed to the 'Equities', 'Fixed Income' or 'Mutual Funds' tabs.
